The 2026-27 budget proposes quarantining rental losses for new investment properties purchased after 1 July 2027 — meaning losses could no longer offset salary income.
Property details
Quarantine applies to purchases from 2027
Enter your property details to compare scenarios
What is negative gearing quarantine?
Rental losses from new investment properties (purchased after 1 July 2027) would be quarantined — they could only offset rental income from the same property, not your salary. The deduction is deferred, not eliminated.
Does this affect my existing property?
No. Only new investment properties purchased after 1 July 2027 are affected. Properties already owned continue under current rules.
Is this actually going to happen?
It is draft legislation — announced but not yet law. It requires parliamentary approval. This calculator shows the impact if legislated as proposed.
Model your property portfolio over 30 years
See how negative gearing, capital growth, rental yield, mortgage payoff and tax all interact over your investment horizon.
7-day free trial · no credit card required · then $12/mo or $99/yr
Start free trial →