Year-by-year projections with every Australian tax rule built in — super, property, HECS, salary sacrifice, CGT reform, novated leasing, and more. Not estimates. Actual numbers, year by year.
No credit card required · 7 days free · then $12/mo or $99/yr
What you get
From today’s net worth snapshot to a 30-year projection — every number connected, every Australian rule applied.
Current position dashboard
Track net worth, liquidity and debt — auto-snapshot on save, so you can see the trend over months and years.
Tax breakdown — every line item
Income tax, Medicare, HECS, super contributions tax, Division 293 and 296 — calculated precisely, year by year.
Year-by-year projection
See exactly when your assets peak, when you can retire, and how long your money lasts. Compare scenarios side by side.
Full app screenshot — coming soon
Cashflow Sankey, Household Profile, Scenario comparison
Built for Australians
Most tools use rough estimates. Wealth Forecaster applies the actual ATO rules — legislated and draft — year by year for each household.
Simple to start
Income, super, property, debts, expenses, shares. Both partners supported. Import nothing — full control.
Year-by-year simulation applies every Australian tax rule automatically. Net worth, cashflow, tax — all connected.
Run multiple scenarios. Retire earlier, buy another property, salary sacrifice more. See the real impact.
Quick answers on the budget changes that affect your pocket. No account needed.
How much do you save with the new 15% and 14% income tax brackets?
Calculate →
Old percentage bands vs. the new 15% marginal system — who benefits?
Calculate →
Is your investment property still worth it if rental losses can't offset salary?
Calculate →
50% discount vs. CPI-indexed cost base — which method is better for your assets?
Calculate →
Want to see how these changes fit your full 30-year financial picture?
Try the full simulator →Pricing
7 days full access, then choose a plan. Cancel any time.
Monthly
Billed monthly · cancel any time
Start free trial →Annual
$8.25/month · billed annually
Start free trial →Just want the budget calculators? They’re always free — no account needed.
What does the 7-day free trial include?
Full access to everything — no feature limits, no credit card required to start. At the end of 7 days, you'll need a subscription to continue. Your data is saved and ready when you pick up a plan.
How is this different from a generic budget app or spreadsheet?
Wealth Forecaster models the full complexity of the Australian tax and super system — Division 296, CGT hybrid rules, HECS marginal system, franking credits, salary sacrifice, novated leasing, offset accounts. A spreadsheet requires you to build and maintain all that logic yourself. This is purpose-built and updated for each Federal Budget.
Is my financial data safe?
Yes. Your data is stored in your own secure Supabase account, encrypted at rest. We never sell or share your data. You can export or delete your scenarios at any time.
Can I model both partners in a couple?
Yes — the Household Profile supports two people with separate incomes, super balances, HECS debts, salary sacrifice settings, and tax calculations. The simulation combines them for joint property, expenses, and net worth.
Does it give financial advice?
No. Wealth Forecaster is a modelling tool — it shows you projections based on your inputs and assumptions. It doesn't recommend what to do. For personalised financial advice, consult a licensed financial adviser.
Can I cancel my subscription?
Yes, any time. Cancel before your next billing date and you won't be charged again. Your data is retained for 12 months after cancellation in case you return.
Australia’s tax rules are complex. Your retirement deserves a simulator that handles all of them — not a spreadsheet estimate.
Start 7-day free trial — no card requiredThen $12/month or $99/year · Cancel any time